Revised: 21.07.2026
Before using this website and its services, Revalo Holdings LTD ("we", "us", "our" or "the Company") asks you to read this Terms of Use Agreement ("Agreement"). It sets out the terms that apply to this website, its services, and the products and services offered through it. You must be 18 or older to use our services.
By accessing, browsing or using this website and its services, whether directly or indirectly, or by using any goods, facilities or services offered through it by any alternative method (including telephone, post, text, email or fax), you accept and agree to be bound by this Agreement. References to the website and its services include use through those alternative methods.
This website and its services provide information about insurance and related products for consumers, and allow consumers to request further information about products or services that interest them.
Any personal information submitted in connection with this website is governed by our Privacy Statement.
a) We are not an insurance carrier, insurance agent, insurance broker or producer, and we do not sell, solicit, negotiate or bind insurance. We are not a lender, mortgage broker, debt servicer, debt settlement company, real estate company, auto sales company or automotive warranty organisation. This is not, and is not intended to be, an application for insurance or for any financial product. We do not charge you a fee to use this website or its services.
b) If you submit an enquiry through this website, we will pass the personal information you provide to our network of clients, including but not limited to insurance carriers, agents, brokers and comparison services, and any other business in our network, whether or not related to the product or service you asked about. Businesses unrelated to your enquiry may therefore receive your information and may contact you.
c) Some clients are organisations subject to federal and state laws and regulations governing their conduct. Please review the privacy practices of any third party that contacts you, and direct any questions about those practices to that party.
d) You agree that your information may be shared with our client network, and that we or they may contact you — including by automated means such as autodialling, text messaging and prerecorded messages — by telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number appears on any state, federal or corporate Do Not Call list. On submitting your information, you agree to receive autodialled or prerecorded calls (including to mobile numbers), texts and emails from us and our affiliates, partners and vendors, at the telephone numbers and email addresses you give us now or in future, and at any number or address later associated with you by us or by any affiliate, marketing partner or vendor. You understand and agree that this consent is not a condition, direct or indirect, of any purchase. Data and message rates may apply.
e) In most cases a company will respond to a consumer request within 24 hours. Any requirements for qualifying for a product are set by those individual clients, and we do not warrant, endorse or guarantee the products or services of any client who may contact you.
f) You confirm to the Company that: the information you have submitted, whether through this website or otherwise, is accurate and complete and that you have not given us false information; you are at least 18 years old; you take full responsibility for any use of this website or its services by a minor; and your use of this website and its services complies with all applicable federal, state and local laws and regulations.
a) You must not use this website or its services for any unlawful purpose, or to transmit material that is unlawful, harmful, harassing, abusive, libellous, racially or ethnically offensive, invasive of another's privacy, vulgar, threatening, obscene, sexually explicit, tortious, defamatory, that infringes or may infringe the intellectual property or other rights of another, or that a reasonable person would find objectionable. You must not interfere, directly or indirectly, or attempt to interfere, with the proper operation of this website and its services or with its system integrity or security, or with any account, communication or transaction conducted through it. You must not use any robot, spider, other automated device or manual process to monitor, access or copy our pages or content without our prior express written permission. You must not take any action that places an unreasonable or disproportionately large load on our infrastructure. You must not post, upload, transmit, submit, email or otherwise make available any data or content protected by law or by contract that you do not have the right to distribute. You must not commit fraud, impersonate another person, or conceal or attempt to conceal your identity.
a) When you visit or use this website and its services, or send us email, you are communicating with us electronically, and you consent to receive communications from us electronically. Although we may choose to write to you by post, we may equally communicate with you by email or by posting notices within the Services. You agree that all agreements, notices, disclosures and other communications provided to you electronically satisfy any legal requirement that they be in writing.
a) This website and its services contain intellectual property owned by us and by others. As between you and us, we are the sole owner of this website, its services, and all materials on or available through it, including all applicable copyrights, patents, trademarks, trade secrets and other intellectual property rights (together, the "Site Content").
b) Except as expressly permitted in this Agreement, you may not save or download a copy of the website, its services or the Site Content for any purpose. You may print a copy of individual screens forming part of the website solely for your own personal, non-commercial use or records, provided that any of our marks or logos appearing on those screens remain in place and are not removed from the printed or stored image.
c) Except as expressly permitted here, you may not publish, transmit, display, modify, copy or otherwise exploit any part of the Site Content without first obtaining our written consent and the consent of any other party holding an interest in the relevant intellectual property.
d) Any unauthorised attempt to modify this website or its services, to circumvent or defeat its security features, or to use it for any purpose other than that intended, is strictly prohibited.
THE CONTENT AND ALL SERVICES ASSOCIATED WITH THE SERVICES ARE PROVIDED TO YOU ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS OR SERVICES INCLUDED ON OR ASSOCIATED WITH THEM, INCLUDING ANY INSURANCE POLICY OR OTHER PRODUCT YOU MAY CHOOSE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK.
YOU ACKNOWLEDGE AND AGREE THAT WE ARE NOT AN INSURANCE CARRIER, AGENT, BROKER, LENDER, INVESTOR, FINANCIAL INSTITUTION OR OTHER SERVICE PROVIDER.
YOU ACKNOWLEDGE AND AGREE THAT WE ACT SOLELY AS AN INTERMEDIARY BETWEEN YOU AND SUCH PERSONS OR INSTITUTIONS, AND THAT WE THEREFORE EXPRESSLY DISCLAIM ALL LIABILITY FOR ANY CONTENT, SERVICES, POLICIES OR PRODUCTS PROVIDED BY THOSE SERVICE PROVIDERS.
a) Except as expressly stated here, we are not responsible for inaccurate or incorrect information, or for the incorrect entry of information, whether caused by a user, by any equipment or programming associated with or used in connection with this website and its services, or by any technical or human error arising in the processing of information we receive. We accept no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft, destruction, unauthorised access to, or alteration of information received or submitted in connection with the Services. We are not responsible for any problem, error or technical malfunction of any telephone network or line, computer system, server, provider, equipment or software, or any email failure caused by technical problems or Internet congestion, including any injury or damage to any person's computer arising from use of the Services or the Site Content.
b) WE DO NOT MAKE, AND EXPRESSLY DISCLAIM, ANY REPRESENTATION, WARRANTY OR GUARANTEE, EXPRESS OR IMPLIED, AS TO THE CORRECTNESS, ACCURACY OR COMPLETENESS OF THE CONTENT OR THE SERVICES, OR AS TO THEIR SAFETY, RELIABILITY, MERCHANTABILITY, TITLE, TIMELINESS, CONFORMITY OR FITNESS FOR A PARTICULAR PURPOSE.
c) IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE INDEPENDENTLY THE ACCURACY, CORRECTNESS AND COMPLETENESS OF THE CONTENT AND THE SERVICES, AND OF ANY PRODUCT OR SERVICE YOU ACCEPT.
d) WE MAKE NO REPRESENTATION, WARRANTY OR GUARANTEE THAT ANY CONTENT AVAILABLE FOR DOWNLOAD FROM THE SERVICES IS FREE FROM VIRUSES, WORMS, TROJAN HORSES, TRAP DOORS, BACK DOORS, TIME BOMBS OR OTHER CODE OR ROUTINES WITH CONTAMINATING OR DESTRUCTIVE PROPERTIES, OR INTENDED TO DAMAGE, INTERFERE WITH, COVERTLY INTERCEPT OR APPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.
e) WE MAKE NO REPRESENTATION, WARRANTY OR GUARANTEE, EXPRESS OR IMPLIED, REGARDING ANY QUOTE OR OFFER PROVIDED ON OR THROUGH THE SERVICES.
a) IN NO EVENT WILL WE, OUR PARENTS, SUBSIDIARIES, PARTNERS, AGENTS, AFFILIATES, LICENSORS, SUCCESSORS AND ASSIGNS, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES AND SHAREHOLDERS, BE LIABLE TO ANY PARTY:
b) SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN THOSE JURISDICTIONS OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
a) YOU AGREE TO RELEASE AND FOREVER DISCHARGE THE COMPANY AND ITS SERVICE PROVIDERS, AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES AND INFORMATION PROVIDERS, AND ALL OTHER RELATED OR CONNECTED PERSONS, FROM ALL RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS AND DISBURSEMENTS OF ANY NATURE, WHETHER KNOWN OR UNKNOWN, NOW EXISTING OR ARISING IN FUTURE, WHICH ARISE FROM, RELATE TO OR ARE CONNECTED WITH YOUR USE OF THE SERVICES.
a) You agree to indemnify and hold harmless the Company, its subsidiaries, affiliates, agents, shareholders, officers, contractors, vendors, employees and service providers against any claim or demand, including reasonable legal fees, made by any third party arising out of your use of this website or its services, your breach of this Agreement, or your infringement — or that of any other person using your computer — of the intellectual property or other rights of any person or entity. We assume no responsibility for such content or actions. We reserve the right, at our own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you.
PLEASE READ THIS SECTION CAREFULLY. This provision limits your and the Company's ability to bring claims in court, and both you and the Company waive your respective rights to a jury trial and to a state or federal judge. You agree not to file any lawsuit against us in any state or federal court.
BY ACCESSING OR USING THIS WEBSITE AND ITS SERVICES YOU AGREE TO THESE TERMS AND TO THIS ARBITRATION AGREEMENT. DO NOT USE THE SERVICES OR SUBMIT ANY CONTACT INFORMATION IF YOU DO NOT AGREE.
a) THIS IS A BINDING AGREEMENT TO ARBITRATE ALL CLAIMS. YOU AGREE THAT DISPUTES BETWEEN YOU AND THE COMPANY WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION, AND YOU WAIVE YOUR RIGHT TO TAKE PART IN A CLASS ACTION OR CLASS-WIDE ARBITRATION.
b) ALL DISPUTES BETWEEN YOU AND THE COMPANY WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND NOT IN COURT OR BY JURY TRIAL. IN ARBITRATION YOU GIVE UP YOUR RIGHT TO ACT AS A CLASS REPRESENTATIVE OR CLASS MEMBER IN ANY CLASS CLAIM AGAINST THE COMPANY, INCLUDING ANY RIGHT TO CLASS ARBITRATION OR TO CONSOLIDATION OF INDIVIDUAL ARBITRATIONS.
c) We aim never to have a dispute, but if one arises, you and we agree to attempt to resolve it informally for 60 days. If that does not produce a resolution, you and we agree to binding individual arbitration before the American Arbitration Association ("AAA") under the Federal Arbitration Act ("FAA"), rather than suing in court before a judge or jury. A neutral arbitrator will decide, and the arbitrator's decision is final subject only to the limited right of appeal under the FAA. Class actions, class-wide arbitrations, private attorney-general actions and any other representative proceeding are not permitted, nor is the consolidation of individual proceedings without the consent of all parties.
d) You agree that the arbitrator has sole and exclusive jurisdiction over any dispute between you and us. The Federal Arbitration Act governs the interpretation and enforcement of this agreement to arbitrate.
e) If any provision of this Arbitration Agreement is held invalid or unenforceable, that provision shall be severed and of no effect, and the remainder shall continue in full force. No waiver of any provision is effective unless recorded in writing signed by the party waiving the right, and no such waiver affects any other part of this Agreement. This Arbitration Agreement survives the end of your relationship with the Company.
a) If you breach any part of this Agreement or of the Privacy Statement, you may no longer use this website or its services.
b) We may at our sole discretion change, suspend or terminate this website and its services, or any part of them, temporarily or permanently, at any time, for any reason, without notice to you and without liability to you or any other person.
c) You agree that all terminations for cause are made at our sole discretion, and that we shall not be liable to you or any third party for any termination.
a) We may change any information, feature or function of this website and its services without prior notice.
b) We may deny you access to this website and its services, without prior notice and for any reason, if you engage in conduct that we determine in our sole discretion breaches these Terms, our legal rights or the legal rights of any third party, or is otherwise inappropriate.
c) We are not responsible for any error or delay in providing the services, whether caused by errors in the information you supplied or by technical problems in our systems.
d) We reserve the right to amend this Agreement and the posted Privacy Statement. Any change takes effect from the date of posting without further notice to you.
This Agreement is the entire agreement between you and the Company governing your use of this website and its services, and supersedes any prior agreement between you and the Company. You may also be subject to additional terms that apply when you use other services, affiliate services, third-party content or third-party software.
This policy sets out what we consider acceptable use of email and messaging, bulk or otherwise. We do not tolerate spam — the sending of unsolicited email, instant messaging or other communications. Spam is strictly contrary to our policies and terms of use, and will result in the immediate deactivation of any partner found to have used it in connection with their advertising agreements.
1. Subscriptions
a) All mailing list subscriber records must include the date and time the subscription was confirmed and the subscriber's IP address at the time of confirmation. The sender must be able to produce this on our request.
b) The intended use of an email address must be fully disclosed, either on the page where the subscription is taken or by a prominent link to that site's privacy policy. It must be reasonably clear how the address will be used and when it will be shared.
c) Lists may not be obtained from outside parties unless every one of the following is satisfied:
d) Mailing practices. Third parties must not alter message headers in any way that obscures the origin of a message. Undeliverable addresses must be removed from future mailings after no more than five bounces. Third parties are responsible for the practices of any affiliate programme members whose help they enlist. Third parties using outside advertising companies or third-party mailing programmes must follow the same policies as those using our own tools. Every mailing must carry clear, simple instructions for opting out of future mailings, and all reasonable steps must be taken to remove a subscriber on request.
Users of this website are advised and acknowledge that our electronic mail service equipment may be located in California. Our equipment must not be used in violation of California's anti-spam laws, including California Business and Professions Code sections 17538.4 and 17538.45.
2. Other. Promotional messages, including on social media, must not be posted to bulletin boards, discussion forums, guestbooks, Usenet newsgroups or similar services unless the operator of that service expressly permits them.
3. Deactivation. We reserve the right to cancel a marketing services agreement at any time where we suspect a marketing partner is in breach of these policies or is engaged in spamming.